Idaho Real Estate >> ID Real Estate Specialist


This young lady gave up a commission to make a dream come true

With this current real estate market we are all experiencing one thing is for sure, every Realtor and every mortgage lender is fighting for every closing and every commission check.  There is no more picking the "A" clients and letting the rest fall through the cracks.  In many cases not closing a sale will mean the difference between paying the bills and not paying them.

Some of my best friends in life have a daughter that I love as a daughter of my own and she has called me a 2nd father for years.  Jenny is a single mom and is looking to buy a home and has all the fears and anxiety all first time home buyers have and she is on a very limited income.

Last week I drove an hour north of my office last week and took my mortgage lender Amy Barrutia with me to qualify Jenny.  We showed Jenny some homes and Amy qualified her for her loan.

A few days later Amy happily informs us that Jenny is approved for a loan and we are ready to write an offer.  The total payment is about $100 higher than what Jenny was paying in rent and even though it will be tight Jenny thinks she can swing it and wants to move ahead.    I showed Jenny some more homes this past Sunday with her mom and dad and she fell in love with one of the homes and she has decided to purchase it.

Yesterday I receive a call from Amy and she happily tells me she found another program that Jenny qualifies for that will get her total payment down equal to what she was paying in rent!  In order to get Jenny this loan Amy would not get the loan, she would be referring Jenny to another agency for approval.

What is amazing is that Jenny qualified with Amy's bank and was willing to move forward.  Amy searched for and found another loan that was better for Jenny and happily gave up the loan and her commission for the benefit of Jenny.

Amy called Jenny to give her the news and Jenny phoned me later nearly in tears and feeling so bad that Amy would not make anything for all her hard work. 

I called Amy and thanked her for being a person of integrity.  I know it was hard for her and would be hard for any mortgage lender to give up a client that has said they will go with you.

I love listening to Dr. Laura on talk radio.  One of Dr. Laura's favorite sayings which I love is "Now go do the right thing".

Amy already had my respect and admiration and she just gained a whole lot of fans by her actions. Many times we have to give up something to get something much bigger that cannot be measured in dollars and cents. We are not born with integrity, it is something we choose and Amy has chosen it at a very, very young age.

Dr. Laura would be very proud of Amy as I am

Native Idahoan and Boise Idaho Real Estate specialist serving Boise, Meridian Eagle, Nampa, Caldwell and the surrounding Treasure valley area of southwest Idaho. Specializing in residential, investment, land and commercial real estate. Search thousands of MLS listings at Boise Homes for sale and learn all about Idaho by visiting Search Idaho Homes

Comment balloon 82 commentsGeorge Tallabas • October 16 2007 12:35PM


Great story.  What goes around...comes around.  I hope and pray that she will benefit greatly from doing the right thing.  I am sure that she will. 
Posted by Jessica Horton Jessica Horton Realty, Jessica Horton: I'm not #1... You Are! (Jessica Horton - Jessica Horton & Associates) about 13 years ago
Great story George! It may not be evident immediately, but Amy will be blessed in some way for doing the right thing.
Posted by Debbie Malone, From Lynchburg To The Lake (434) 546-0369 (Londeree's Real Estate & Property Management) about 13 years ago

Amazing!  I love hearing these type of stories, you don’t see or hear about them enough.

Thanks for sharing!

Posted by Ana Connell, Burbank Real Estate Agent (G & C Properties) about 13 years ago

Jessica - Thank you my friend and I appreciate you wonderful thoughts.  I hope all is well

Debbie - Thank you and yes, she will be blessed

Ana - Very true my friend...we dont' see or hear these stories near enough

Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago

Wow, Thank you George.  That was such a nice post.  I don't know what I would do without you.  You said that it was a hard decision for me to make.  Well when I found that program I was so thrilled I didn't even think about the fact that I wouldn't be able to do the loan.  I always want to do what is best for my clients.  I don't understand why people are so shocked by that.  Jenny is a beautiful person and I would do anything for her as I would for all of my customers.  I belive in the golden rule, "Do unto others as you want them to do unto you."  Honestly, I was just so excited and relieved that I found this other program.   I knew that we were really pushing Jenny's budget and it was weighing very heavily on my heart.  The joy that I have knowing that I have done what is best for my client is much more rewarding than any commision could ever be.

Thank you again George for the wonderful post.  I am so blessed to have people like you and Jenny in my life.  

Posted by Amy Barrutia, Idaho Home Loans (Riverside Home Loans, LLC) about 13 years ago
Amy - I love your humility but I want the world to know how wonderful it is what you have done.  Just read the comment my friend Ana left.  "We don't see or hear about these kind of stories near enough"  I knew there was something special about you when I met you and I was right.
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
Thanks for the post George. Amy is an amazing person and I am glad to have her in my circle. Keep up the great work Amy. It is posts like these that remind me of why I love this business so much. 
Posted by Nick Van Assche, Owner/Broker of Sea Glass Properties (Sea Glass Properties) about 13 years ago
Nick - Thank you...I have worked with a lot of mortgage lenders in my career and Amy "Has it going on"
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago

Awww....what a wonderful story!!!  What great sacrifice on Amy's part to help Jenny achieve her dream of home ownership!  Congrats to both of them for their success and for being terrific young women!


Posted by Vickie Arcuri, South Florida Luxury Real Estate (ONE Sotheby's International Realty) about 13 years ago
Vickie - Thank you my friend.  Both Amy and Jenny are two awesome young ladies and I am blessed to have them both in my life.
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago


Absolutely!! You just don't see this kind of action in our industry and I am grateful to you for showing that it's still live and well. Thanks!

Posted by Andrew Trevino, Wilkes-Barre Homes For Sale (ADT Real Estate) about 13 years ago
Andrew - Thank you so much.  Integrity is rare in this day and age and I want all of you to know it is alive and well in Idaho in our youth!
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago

This is why I got into the business...not to just "sell houses" but to help people! What a great story.

Posted by Steven Hagee (GMAC Real Estate Premier Network) about 13 years ago

A true life example of people doing what is best for the client and not what's in their own best interest. In the long run this behavior will be rewarded. It is up to each of us to see to it that it is rewarded. A very good role model to emulate! Always nice to bring these stories to light. These are the types of things I think best illustrates to the broader public that when one has a passion to serve, they deserve the business our industry is enhanced with their involment in it. Here's to Amy! Hip Hip Hooray!

Posted by William Johnson, Retired Real Estate Professional (Retired) about 13 years ago
Good lenders are so important, what a lovely tribute to Amy.
Posted by Missy Caulk, Savvy Realtor - Ann Arbor Real Estate (Missy Caulk TEAM) about 13 years ago
This is beautiful and the exact reason why I LOVE Dr. Laura!!!!
Posted by Stephanie Coon (S&P Mortgage, Inc) about 13 years ago

Amazing story, George.  We all know there are folks out there like Amy.  Rarely are they so young, and rarely do they come into our lives.  Aren't we all grateful that at least they still do?

Thanks for sharing, George....Cheers!


Posted by Jaynee Acevedo, Capital Style Home Staging (Capital Style Home Staging) about 13 years ago

Steven - Great reason to get into the business

William - This is so very true

Missy - Yes, good lenders are so very important

Stephen - Thank you and yes, I love Dr. Laura

Jaynee - Thank you so much my dear friend

Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago

Great story, it just goes to show you that there are great people out there. Thanks for sharing this.

Nicole Garner
Portland Metro Oregon

Posted by Nicole Garner (Not Available) about 13 years ago
Nicole - Thanks and yes, it is great knowing there are people like Amy
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
Love the new picture and the story too!  Thank you Amy for doing the "right thing"!
Posted by Renée Donohue~Home Photography, Western Michigan Real Estate Photographer (Savvy Home Pix) about 13 years ago
Nice story, George, thanks for sharing this with everyone.
Posted by Kelly Sibilsky (Licensed Through Referral Connection, LTD.) about 13 years ago
Now that is a story worth sharing. I am so happy for Jenny ... being a single mom is hard and I applaud her for working so selflessly to give her children a home of their own. It sounds like Amy is a real gem and I hope a link to her company is somewhere in your profile. Best wishes to all of you.
Posted by Jennifer Martin (Letting License Expire in June 2010) about 13 years ago
I have a postcard in my office that reads "Nobody Has To Tell You When It's Right" that seems to fit here.  Karma makes it all work out in the end....
Posted by Chris Hendricks about 13 years ago
What a great testimonial about the fact that there are still good lenders out there....
Posted by Tom Burris, Texas/Louisiana Mortgage Pro - 13 YRS Experience (NMLS# 335055) about 13 years ago

Great story George,

It makes me happy to here stories like that. It was great that Amy did that for jenny. chat with you soon

Posted by Maria Lechner, Home Stager Boise ID (The Added Touch Home Staging) about 13 years ago

Renee - Thank you my rock!

Kelly - You are welcome my friend. I hope you are having a great day

Jennifer - What a wonderful comment and thank you so much!

Chris - Thanks

Tom - Very true my friend

Maria - Thanks my to you soon

Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
OK OK OK, I got goose bumps over this one. It is amazing what we will do to help out our clients and they will come back or referral and there we are back into the game again.
Posted by Susan Trombley, Broker/Realtor, Raleigh, Cary, Wake Forest, Youngs (Trombley Real Estate) about 13 years ago
Susan - Thank you, Thank you, Thank you!
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
George = That was very kind of Amy to take care of Jenny like that. There are many good hearted people out there. Too bad there are not as many. Maybe this will inspire many of us. Hope so. Thanks for sharing and tell Amy I am proud to hear of what she did.
Posted by Chuck Dellorto, "Talk To Chuck" (Coldwell Banker - Serving INDIANA & ILLINOIS) about 13 years ago
Chuck - Thank you so very much my friend!
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
What a terrific story! We have been hearing so much negativity about mortgage lenders these days and this story reminds us that there are still those who put their clients needs first before their own. I just love it!
Posted by Kristen Senn, Colorado Springs Military Relocation (Keller Williams Hope Realty) about 13 years ago
Kristen - Thank you so much and that is exactly why I wanted to write this post, so that everyone could see that there are not only mortgage lenders but "Young" mortgage lenders with integrity.  Amy has integrity and much, much more!
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
George, Now there is a mortgage rep who would definitely would be referred. Assuming that she is professional she has heart. That unfortunately dosen't happen.
Posted by Maria Couto, Realtor with "Results That "MOVE" You' (RE/MAX Premier) about 13 years ago
Maria - Amy has a heart, integrity, honesty and much more.
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
George, that is a wonderful story - thank you for sharing!  Amy is truly a gem - and if more of us were truly like her we would be in better shape.  Please give her my thanks for being such an honorable member of the human race. 
Posted by Carol Smith (Casmi Photography) about 13 years ago
Bob here:
Excellent Post George! It's good to know that there are still people out there that have this kind of integrity. Keeps me going and hope it keeps other people going too. This is the kind of reasoning that  I got into the business to help people find true happiness in life as well as pay it back to strangers when I can. The universe has spoken and it will remember those who have this kind of integrity.
Bob Hammerstein
Posted by Robert and Lisa Hammerstein -201-315-8618, Bergen County NJ Real Estate (Christie's International Real Estate ) about 13 years ago

Carol - Thank you my friend.  I forwarded your coment to Amy. She also has an AR profile and you can link to it from my blog.  I hope all is well.

Bob - Very true my friend.  I want many to know that there are young people like Amy that do have integrity.  I hope all is well and give Lisa my best.

Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago

Amy will do very well in life with her level of integrity.  Your story will most certainly end up in future referrals for her and as you know, referrals are the best business to have!

Posted by David & Lisa Webber, (RE/MAX Executive) about 13 years ago
George - That is a wonderful story.  Not only real estate - but all businesses and professions would benefit from that attitude of putting the customer first.  Your friend Amy is outstanding and I am sure she will attract far more from her attitude of service than she imagines.  Thank you for sharing and posting this story.
Posted by Eva Armstrong, Environmental Visions (Environmental Visions) about 13 years ago

Every year, I just accept the fact that there will be several times when I "work for free". That's okay by me, because it is my way of giving back. I always think of how doctors must feel when someone is very ill, with no money to pay. Of course we help and do what we can!

It is so great of you to write this tribute. So many times it is a mortgage broker getting bashed. How refreshing and nice of you, George, to tell us about this.

Posted by Janet Guilbault, San Francisco Bay Area Direct Mortgage Lender (Platinum Home Mortgage Company) about 13 years ago

Howdy George

Thank you for tell us about this. Your friend Amy showed true customer service.

Have a good one


Posted by Dale Baker, New Hampshire Relocation Real Estate Information (Baker Energy Audits and Commercial Properties Inspections) about 13 years ago

David & Lisa - Yes, Amy will be just fine

Eva - You are very welcome and thank you very much

Janet - Thank you and keep up your great work

Dale - Thanks and yes, Amy showed awesome customer service

Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
George - Amy has the right approach to business- it's the long term view. Things that we do now, may not have the immediate pay-off, but it's the long run that matters. it's interesting that you say you like Dr. Laura. I liked listening to her show, but it has been cancelled here for many years -people thought it too radical.
Posted by Faina Sechzer, Real Estate Expert - Princeton, Montgomery ,Hopewell, NJ (Henderson-Sotheby's International Realty) about 13 years ago
You reap what you sow. My prayer is that Amy would get back in return more than what she could've ever imagine in her life - Amen. Great story. I think we need to get you on the Oprah show-SERIOUSLY!. You are definitely an Angel to me. May God continue to bless you beyond your wildest dreams. You did something unheard of in this tight real estate market. Definitely one of my favorite posts/stories of this year. Great post.
Posted by Lanre-"THE REAL ESTATE FARMER" Folayan, I don't make promises.I deliver results.SOLD HOMES (Keller Williams Select Realtors-Buy a home in Washington DC. Sell a home in Washington DC) about 13 years ago

Great Lender! Great Story! It makes what we do worth while helping someone's dream come true...especially a first time home buyer. I know that the lender will be blessed double fold because of the blessings that you have bestowed on others...God will not let this go unnoticed. So accept the blessing because they are coming your way.

Carla Cullum

Keller Williams Dallas/Ft Worth

Posted by Carla Cullum (Integrity Team Keller Williams Flower Mound ) about 13 years ago
What a heart-warming story.  It's great to know someone cared so much to help this young lady get her first home.
Posted by Diane Bell, Hilton Head Real Estate, Bluffton (Charter 1 Real Estate, Hilton Head, Bluffton, SC) about 13 years ago

I love to see the integrity like that in people!  Best of luck to Amy!!  I give you a big thumbs up for the Dr. Laura quote.  I'd love to see Dr. Laura become a light to a lot more people out there.

Posted by Delete Me Now Please about 13 years ago

I love when people do the right thing.  It can often be rare in our industry that someone takes a step back and does the right thing.   Its nice when it happen ... good for you and your client...  

Hey I like the new photo.....  ;)

Posted by Desiree Daniels (RE/MAX Tri County) about 13 years ago

Faina - Thanks for your comment my friend.  I love Dr. Laura even if some don't

Lanre - What can I say! God has a way of always touching my heart and soul and he just used you to touch mine!

Carla - Thank you so much for the support and kind comment!

Diane - Thank you so much my dear friend

Rob - I can't thank you and everyone else enough!

Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
Desiree - Thank you my friend.  Coming from you I feel blessed.  I hope all is well.
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
George, thanks for sharing that great story , what goes around comes around , I'm sure Amy will have good things coming her way for helping someone out.
Posted by Brian Hoots (Real Living Speckman Realty, Inc. ) about 13 years ago
Brian - I agree what goes around comes around and Amy will surely be blessed and I feel blessed and proud that she is part of my team.  Have a great evening.
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
what a wonderful story! Thank you for tell us about this integrity and professional services.
Posted by Mohamed Mekhimar - Accredited Buyers Rep , E-Pro - Richmond Virginia Real Estate (RE/MAX Commonwealth) about 13 years ago
There is always karma. What goes around comes around. When people do the right thing, things have a way of working out.
Posted by Bob & Carolin Benjamin, East Phoenix Arizona Homes (Benjamin Realty LLC) about 13 years ago
I am proud of Amy too.  Many could take a lesson from her.  Sometimes doing the right thing returns greater rewards than financial.
Posted by Darrel Quebedeaux (Evergreen Realty & Associates Inc.) about 13 years ago
Great story - definitely warm and fuzzy!
Posted by Erin Stumpf (Attardi), 916-342-1372 / DRE# 01706589 Sacramento, CA (Coldwell Banker) about 13 years ago
Wonderful story.  What is nice is that Amy now has a client for life.  She may not have gotten this transaction but she has many new fans for life.  Cheers to lenders who work for their clients!!!
Posted by Virginia Halter, ABR, CDPE, CRS, GREEN, SFR, SRES (RE/MAX Signature Properties) about 13 years ago
Bravo, love the positive things in life!
Posted by * Rate A Home (Rate A Home) about 13 years ago

Mohamed - Thank you!

Bob & Carolin - So very true...thanks

Darrel - Many could take a lesson from her my friend

Erin - Thanks for your wonderful comment

Virginia - She does have a client for life and has me for life!

Duane - Very true and Bravo to you for your support!

Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago

Knowing George and in speaking with Amy during a luncheon, everything George has written is true.  If you ever have the opportunity to meet George in person you will experience an individual who radiates positive energy and a true passion for life.  Amy is very "down to earth"and obviously conscious of other people's needs.  

It seems that when some people become very busy with numerous clients and making the "big bucks" it is easy to forget where they came from and the people who helped them achieve their goals.  Such people may considered "successful" by conventional financial and status terms.  However, are they truly "successful" if they are not gracious in one shape or form?  Is success measured by the car you drive or the house you live in or the people in which you associate or by the person that you really are.  Hopefully, we can crate a balance in our lives to enable the  meager to co-exist with the bountiful and become something or someone extraordinary.

George is one of those extraordinary people.  Amy is prone to be special simply by association and her actions support the same. 

In closing, it can be guaranteed that the opportunity will arrive for each of us to give that leg up to someone who truly needs help.   If the situation presents itself, as it has been said, "do the right thing" but may I add "without expectation of financial or emotional repayment".  Just like Amy.    Karma will take care of the rest.    Hopefully the theory of cause and effect may apply and something magical will occur as detailed in a little story written by Catherine Ryan Hyde called "Pay it Forward".  I think you can take it from there...   

Posted by Cinda Peña - Pioneer Title Company about 13 years ago

Cinda - What a beautiful comment! God bless you!

Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
George - This was a very touching story.  Don't you wish more people behaved like Amy?  The world would be a much better place; acquiring money should not be the main thing in our lives.
Posted by Jennifer Fivelsdal, Mid Hudson Valley real estate connection ( JFIVE Home Realty LLC | 845-758-6842|162 Deer Run Rd Red Hook NY 12571) about 13 years ago
Great story, you have a "keeper" there. My lender has done the same thing, it's what's best for the client that counts.
Posted by Karen Villa Schweinfurth, ABR, CRS, SRES, CyberStar (RE/MAX Northwest Realtors, Inc. 425-308-3669) about 13 years ago

Jennifer - I wish there were thousands of Amys!

Karen - Yes I do have a "Keeper"!

Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
That story just warms my heart.
Posted by Lloyd Binen, Silicon Valley Realtor since 1976; 408-373-4411 (Certified Realty Services) about 13 years ago
Lloyd - Amy's actions just warmed my heart and she has my business hands down!  Thanks!
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago


Your gratitude is what brings you one miracle after another. Yes, you are blessed, and you deserve it. I'm glad you have Amy and Jenny in your life; birds of a feather flock together!


Posted by Sue Argue about 13 years ago
Sue - Thank you and I hope all is well.  I have tried to call you to see how you are and have not heard back. God bless you.
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago


It is great when someone does the right thing for someone even though it may not make them the most money.  It is even better when it makes them more money in the long run.  I hope Amy gets more business from this post. 

Posted by Rita Taylor, Sanford NC Real Estate - Homes for Sale in Sanford North Carolina (None) about 13 years ago
Rita - Very true and thank you for your wonderful comment and support.
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
George - Wow!  That is one great story!  Kind of reafirms my belief in mankind!  Super nice lady you us as your lender, I am sure you will not soon forget this. 
Posted by Candy Henthorne, Spring Texas Real Estate (Results Realty) about 13 years ago

George - it is always refreshing to read stories like this and know that people exist who DO have integrity and care about the people they are trying to help. Putting the client's interests first is really what our business is all about. What an inspiration. you must be honored to know Amy!


Posted by Jeff Dowler, CRS, The Southern California Relocation Dude (eXp Realty of California, Inc.) about 13 years ago

Candy - I will never forget this.  Amy is incredible. Have a great day.

Jeff - I am honored to know Amy and in my eyes she is one of my daughters and I am extremely proud of her.

Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
You have a couple of pretty awesome women in your life.  You are a lucky man.
Posted by Vicky Poe, Realtor/ Auctioneer (Good Ole Rocky Top) about 13 years ago
Vicky - Yes I am a very lucky man. Have a great weekend.
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago
Every city in every state needs a lender like Amy!  Perhaps if there were more Amys out there, we'd have fewer foreclosures and bk's and perhaps I never would have found out what a short sale was...  Amy, here's an e-hug!  Best, Nat
Posted by Natalie Langford, Winchester, VA Real Estate (Realty Negotiations) about 13 years ago
Natalie - Thank you and very true.  More Amy's would make the world a better place.
Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago

What goes around comes around....


One good turn deserves another.....

etc, etc, etc,

They're all true and a good creed to live by.  If you do what is right, good things will come your way.

Life is good.


Posted by M A about 13 years ago
WIsh we would see more of this in the paper as opposed to all the bad press our industry in recieving. 1 bad deed sticks out more than 1000 good deeds.
Posted by . . (US Property and Appraisal) about 13 years ago
It's finally nice to read about something that's so inspiring.  Thank you for sharing.
Posted by Tyghre Collentine (Coldwell Banker Burnet) about 13 years ago

Martin - Very true my friend...thanks

Nick - So very true

Tyghre - Very true and you are very welcome

Posted by George Tallabas, Idaho Real Estate (RE/MAX Advantage) about 13 years ago